If rain is still lacking, continue to practice water-wise horticultural techniques. Fertilize roses one last time. Collect seed from perennials and annuals. Continue to propagate herbs from new growth and transplant into pots for winter use. Fertilize lawns to stimulate winter root development. Remove and compost spent annuals and fallen leaves. If weather is cool, […]

The Advantages of Home Ownership When is the right time to buy? People move into home ownership for a variety of reasons. Some want to become established in a community or to provide a more permanent home for their family. Many think that real estate is a good investment. There are many advantages to home […]

Benefits of FHA Loans? Federal Housing Administration (FHA) insured loans are made by private lending intuitions such as banks, savings & loans, or mortgage companies to eligible borrowers for the purchase of a home. FHA insured loans offer a number of benefits for both lender and borrowers. Since 1934, the program has insured over 35 million […]